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Mortgage Checklist

The following information is usually required during the loan process:

  • Your Social Security number
  • Most recent pay stubs
  • W2(s) with 1040 Federal tax returns for the past two years
  • Bank statements & Investment account statements for the past two months
  • Most recent Retirement / Pension statements.

 If applicable please provide any of the following items:

  • Social Security Award Letter  
  • Copy of Green Card
  • Full-time student during the last 2 years supply school transcripts
  • Divorce / Marital Separation Agreement

If you currently own Real Estate:

  • Mortgage account payment statements
  • Rental Agreement (if property leased) 
  • Home equity account agreement (if applicable)
  • If existing home is for sale then a copy of the sales contract or listing agreement
BAY CAPITAL MORTGAGE CORPORATION NMLS ID# 39610 (nmlsconsumeraccess.com)
801 COMPASS WAY, SUITE 208, ANNAPOLIS, MD  21401
Office:  (410) 974-6044
Fax:  (410) 500-4584
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Maryland License #2998
Virgina License #MC-5543
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